Protect Yourself from Financial Fraud and Scams
Smart Tips to Stay One Step Ahead
Scammers are getting smarter — but so can you.
At Senior Citizens Inc., we know that financial fraud, identity theft, and cyber scams can affect anyone. But older adults are often specifically targeted because they are perceived as more trusting, more financially secure, and sometimes more isolated. These days, scams aren’t just badly written emails or suspicious phone calls — they’re sophisticated, convincing, and increasingly difficult to spot.
From fake IRS calls to fraudulent tech support, romance scams to bogus Medicare offers, criminals are using every tool at their disposal to exploit others — and their tactics are evolving fast.
The good news? With the right information, you can protect yourself and your loved ones.
Based on recommendations from retired FBI Special Agent Jeff Lanza, the following are practical tips and information to help you stay protected.
🔐 Top Ways to Stay Safe from Scams and Cybercrime
✅ 1. Protect Your Personal Information Online
According to Jeff Lanza, one of the smartest ways to prevent identity theft is to create an online Social Security account at ssa.gov. This prevents criminals from doing it before you do.
In addition:
Freeze your credit reports with all four major credit bureaus: Equifax, Experian, TransUnion, and Innovis
Never share your Social Security number, bank account, or Medicare info unless you’ve verified the recipient
Shred personal documents before discarding